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CHAM Pension Fund

A secure future, built with care.

A standalone defined-contribution pension fund supporting CHAM employees and their families with prudent stewardship, timely benefits and a clear path to retirement.

Established in 2015

A formal pension scheme for CHAM employees

Defined contribution

Member and employer contributions

Strong governance

Board, committees, advisors and secretariat

Our Promise

Security that endures beyond service.

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Member-centred: Retirement benefits for members and relief for dependants of deceased employees.

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Accountable: Oversight by a Board of Trustees, specialist advisors and regulated partners.

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Future-ready: Resilient systems, culture and technology for comfortable retirement.

Background

CHAM Pension Fund

Established in 2015, the CHAM Pension Fund is an unrestricted, standalone fund for Christian Health Association of Malawi employees. It is a defined-contribution scheme supported by both member and employer contributions.

Constituted by MCCB and MCC

Mandate

Pension Benefit Security

To provide pension and other benefits to CHAM employees upon retirement from service, and relief for the dependants of deceased employees.

Retirement benefits • Dependants' relief

Mission & Vision

Purpose-led Pension Stewardship

Mission: Prudent management of the Fund and timely benefits for members and beneficiaries.

Vision: Comfortable retirement for CHAM employees through stronger culture, business processes and technologies.

CHAM Pension Fund organogram

Board of Trustees

Principal Officer

Executive Assistant

Internal Audit, Risk & Compliance Manager

Risk & Compliance Officer

Investments & Planning Manager

Finance & Administration Manager

Finance Officer

ICT Officer

Administration Officer

Driver

Human Resources Manager

Pensions Officer
(Claims)

Pensions Officer
(Member Engagement)

Board of Trustees

Name	Position	Representation
Rev. Prof. Billy Gama	Board Chairperson	Employer Representative — MCC
Archbishop George Tambala	Vice Chairperson	Employer Representative — MCCB
Mr. Happy Makala	Trustee	Employer Representative — CHAM Secretariat
Mr. Winasi Boma	Trustee	Employee Representative — Southern Region
Mrs. Agness Nyanda	Trustee	Employee Representative — Central Region
Mrs. Salome Kuyokwa	Trustee	Employee Representative — Northern Region

Board Advisors

Legal Advisor: Chief Justice Rizine Mzikamanda
Investment Advisor: Mrs. Maness Nkhata Ngoma
Financial Advisor: Mrs. Ozzie Chapota Banda

Pension story

Quality surgical care is a right, not a privilege

None

Jul 10, 2026

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Quality surgical care is a right, not a privilege

Pension story

Advancing Faith Led Health Advocacy in Malawi

Christian Health Association of Malawi (CHAM) successfully convened a landmark meeting of faith and health leaders in Lilongwe.

Jun 30, 2026

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Advancing Faith Led Health Advocacy in Malawi

Pension story

Ministry of Health Launches Three Key EPI Documents to Strengthen Malawi’s Health Systems.

The Ministry of Health launched three Expanded Programme on Immunization (EPI) strategic documents today at Kawale Community Hospital in Lilongwe.

Dec 18, 2025

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Ministry of Health Launches Three Key EPI Documents to Strengthen Malawi’s Health Systems.

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A secure future, built with care.

CHAM Pension Fund

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Purpose-led Pension Stewardship

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Quality surgical care is a right, not a privilege

Advancing Faith Led Health Advocacy in Malawi

Ministry of Health Launches Three Key EPI Documents to Strengthen Malawi’s Health Systems.

Documents